1. Healthcare.gov Glossary: Annual Limit.
Available at: http://www.healthcare.gov/glossary/annual-limit/.
Accessed on January 14, 2013.

2. Healthcare.gov Glossary: Benefits.
Available at: http://www.healthcare.gov/glossary/benefits/.
Accessed on January 14, 2013.

3. About.com: Health Insurance: Catastrophic Coverage.
Available at:http://healthinsurance.about.com/od/glossary/g/catastrophic.htm.
Accessed on January 14, 2013.

4. Healthcare.gov Glossary: Claim.
Available at http://www.healthcare.gov/glossary/claim/.
Accessed on January 14, 2013.

5. American Cancer Society. Understanding Chemotherapy: A Guide for Patients and Families.
Available at: www.cancer.org
Accessed on January 14, 2013.

6. Medicaid.gov. Children’s Health Insurance Program (CHIP).
Available at: http://www.medicaid.gov/Medicaid-CHIP-Program-Information/By-Topics/Childrens-Health-Insurance-Program-CHIP/Childrens-Health-Insurance-Program-CHIP.html.
Accessed on January 15, 2013.

7. Healthcare.gov Glossary: Cosinsurance.
Available at http://www.healthcare.gov/glossary/co-insurance/.
Accessed on January 14, 2013

8. Healthcare.gov Glossary: Co-payment.
Available at http://www.healthcare.gov/glossary/co-payment/.
Accessed on January 14, 2013.

9. Healthcare.gov Glossary: Cost sharing.
Available at: http://www.healthcare.gov/glossary/cost-sharing/.
Accessed on January 14, 2013.

10. Heathcare.gov Glossary: Donut Hole.
Available at http://www.healthcare.gov/glossary/medicare-prescription-drug-donut-hole/.
Accessed on January 15, 2013.

11. Healthcare.gov. Glossary: Deductible.
Available at: http://www.healthcare.gov/glossary/deductible/.
Accessed on January 15, 2013.

12. Heathcare.gov Glossary: Donut Hole.
Available at http://www.healthcare.gov/glossary/medicare-prescription-drug-donut-hole/.
Accessed on January 15, 2013.

13. Centers for Medicare and Medicaid Services. Medicare Prescription Drug Appeals & Grievances.
Available at: http://www.cms.gov/Medicare/Appeals-and-Grievances/MedPrescriptDrugApplGriev/Exceptions.html.
Accessed on January 15, 2013.

14. Healthcare.gov. Glossary: Formulary.
Available at: http://www.healthcare.gov/glossary/formulary/.
Accessed on January 15, 2013.

15. U.S. Food and Drug Administration. Drugs: Information for Consumers: What Are Generic Drugs?
Available at: http://www.fda.gov/Drugs/ResourcesForYou/Consumers/BuyingUsingMedicineSafely/UnderstandingGenericDrugs/ucm144456.htm.
Accessed on January 15, 2013

16. Medline Plus: Types of Health Care Providers. U.S. National Library of Medicine, National Institutes of Health.
Available at: http://www.nlm.nih.gov/medlineplus/ency/article/001933.htm.
Accessed on January 15, 2013.

17. Healthcare.gov. Glossary: Health Insurance.
Available at:http://www.healthcare.gov/glossary/health-insurance/.
Accessed on January 15, 2013.

18. Healthcare.gov Glossary: Medicaid.
Available at: http://www.healthcare.gov/glossary/medicaid/.
Accessed on January 15, 2013.

19. Healthcare.gov Glossary: Medicare.
Available at http://www.healthcare.gov/glossary/medicare/.
Accessed on January 15, 2013.

20. Healthcare.gov. Glossary: Medicare Part D:
Available at:http://www.healthcare.gov/glossary/medicare-part-d/.
Accessed on January 15, 2013.

21. Fitch, Kathryn. Iwasaki, Kosuke. Pyenson, Bruce. Parity for Oral and Intravenous/Injected Cancer Drugs. Milliman, Inc., NY. Prepared for GlaxoSmithKline. January 2010.
Available at:http://publications.milliman.com/research/health-rr/pdfs/parity-oral-intravenous-injected.pdf.
Accessed on January 15, 2013.

22. About.com: Health Insurance: Out-of-Pocket Maximums.
Available at:http://healthinsurance.about.com/od/healthinsurancetermso/g/OOP_maximums_definition.htm.
Accessed on January 15, 2013.

23. Healthcare.gov. Glossary. Out-Of-Pocket Limit.
Available at http://www.healthcare.gov/glossary/out-of-pocket-maximum-limit/.
Accessed on January 15, 2013.

24. About.com: Health Insurance: Pharmacy Benefit Manger (PBM).
Available at:http://healthinsurance.about.com/od/healthinsurancetermsp/g/PBMs_definition.htm.
Accessed on January 15, 2013.

25. Healthcare.gov Glossary: Prior Authorization.
Available at:http://www.healthcare.gov/glossary/preauthorization.
Accessed on January 15, 2013.

26. Puckrein, Gary A., Wartman, Gretchen C. Specialty Tiers: Unequal Treatment. National Minority Quality Forum. 2011: 1-8.

27. Medica. What Is Step Therapy? December 2009.
Available at:http://member.medica.com/router/default.pdf?doc=/C4/FormularyConsiderations/Document%20Library/Step_Therapy_Ref.pdf.
Accessed on January 15, 2013.